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Taking Your First Step Onto the Property Ladder

By Alicia Jarrett

Many Australians dream of owning their own home, but the road to buying property can be a rocky one, especially if you are a first time buyer.

However, there are a few simple steps you can take that will help you prepare for to buy your own property in Darwin.

Saving for your home

It's important to remember that the more you can save now, the more will be put towards a deposit and the less you'll have to pay back on your home loan.

To get an idea of how much you need to save you may wish to research the average house prices in the areas you're thinking of settling down in.

This will give you a guideline as to how much you need to save to make your dreams of home ownership a reality.

Securing a loan

Once you have a rough idea of the price range you're looking at, it's a good idea to see whether you can get a home loan pre-approval.

This way, once you start searching for real estate in Darwin you can feel reassured in the knowledge that you can act quickly to secure that dream home before other interested buyers.

Knowing what you want

Having a realistic idea of the type of property you're looking for will make the process much easier, so you may want to think seriously about the 'needs' and 'wants' you have.

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